MTH322: Consumer Math
This list is representative of the materials provided or used in this course. Keep in mind that the actual materials used may vary, depending on the school in which you are enrolled, and whether you are taking the course as Independent Study.
For a complete list of the materials to be used in this course by your enrolled student, please visit MyInfo. All lists are subject to change at any time.
Scope & Sequence : Scope & Sequence documents describe what is covered in a course (the scope) and also the order in which topics are covered (the sequence). These documents list instructional objectives and skills to be mastered. K12 Scope & Sequence documents for each course include:
In Consumer Math, students study and review arithmetic skills they can apply in their personal lives and in their future careers. The first semester of the course begins with a focus on occupational topics; it includes details on jobs, wages, deductions, taxes, insurance, recreation and spending, and transportation. In the second semester of Consumer Math, students learn about personal finances, checking and savings accounts, loans and buying on credit, automobile expenses, and housing expenses. Narrated slide shows help illustrate some of the more difficult content. Throughout the course, students participate in online discussions with each other and their teacher.back to top
Course LengthTwo Semesters back to top
Noneback to top
Unit 1: All About Jobs
Students review decimals, percentages, and the order of operations, and then see practical applications to wages.
- Decimal Review
- Working with Wages
- Review of Percents
- Review of Order of Operations
- Wages and Tips
Unit 2: Wages
Students continue their investigation into job compensation with a review of fractions and equations.
- Review of Fractions
- Forms and Time Cards
- Review of Equations
- Salary and Commission
Unit 3: Deductions, Taxes, and Insurance
Students review tables and graphs and apply what they have learned to payroll deductions for taxes and insurance.
- Payroll Deductions
- Health and Life Insurance
- Tables, Graphs, and Measures of Central Tendency
- Federal Income Tax
Unit 4: Recreation and Spending
Students review mathematical concepts that aid in smart budgeting.
- Movies, Parks, and Sports
- Costs of Recreation
- Buying Clothes and Shopping
- Buying Food and Eating Out
Unit 5: Transportation
Students review mathematical concepts and how they relate to transportation costs.
- Travel by Air, Bus, Train, and Taxi
- Taking Road Trips
Unit 6: Personal Finances
Graphs and linear equations help students understand budgets, net worth, and purchasing power.
- Graphs and Linear Equations
- Net Worth and Purchasing Power
Unit 7: Checking and Savings Accounts
Students review exponential equations, and practice mathematical skills that relate to bank accounts, savings, and interest.
- Exponential Equations and Graphs
- Checking Accounts
- Savings Accounts and Passbooks
- Simple and Compound Interest
- Interest Graphs and T-tables
Unit 8: Credit
Students review skills essential to making smart choices about credit.
- Using Credit Cards and Finance Charges
- Installment Buying and APR
- Thinking about Credit
Unit 9: Automobile Expenses
Students use their mathematical skills to investigate the costs of owning a car.
- Buying an Automobile and Auto Loans
- Operating Expenses, Maintenance, and Repair
- Automobile Insurance
- Car Rental and Comparing Cars
Unit 10: Housing
Students practice skills and investigate the financial considerations of owning or renting a home.
- Renting an Apartment
- Buying a House and Mortgages
- Taxes and Insurance
- Decorating and Remodeling
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